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Guiding you every step of the way.

How Long Do Victorians Stay in Their Homes?

In Victoria, homeowners are holding onto their properties longer than ever before. According to recent CoreLogic data, the average tenure for house owners in Melbourne is around 12.5 years (realestate.com.au). This is a significant increase compared to previous decades when the typical tenure was closer to 7–8 years.

Interest Rate Outlook

In the wake of the election, focus has now turned to monetary policy. After months of rising costs and mortgage pressure, there’s finally some good news on the horizon for Australian households.

A Tale of Two Parties – The Federal Election

As Australians head to the polls on May 3, 2025, housing affordability and cost-of-living pressures remain top concerns. Both major parties—Labor and the Liberal-National Coalition—have unveiled policies aimed at addressing these issues, each with distinct approaches.

Make It a Good Friday – And a Safe Weekend

Easter is a time for family, travel, and long weekend getaways—but it’s also one of the most dangerous times to be on the road in Australia. Every year, the Easter holiday period sees a spike in accidents and fatalities, with fatigue, speed, and poor decision-making playing a major role.

Staging a Vacant Home

When selling a home, presentation isn’t just important—it’s crucial. First impressions are formed within seconds, and whether a buyer is scrolling online or stepping inside for the first time, how your property looks and feels can make or break the sale. A well-presented home invites an emotional connection. It helps buyers imagine their future in the space, creating comfort, aspiration, and trust. But what happens when the home is completely empty? That’s where staging a vacant home becomes a powerful tool

Lesson 4 “Patience is the Key”

“Wealth isn’t built in months; it’s built over decades.”

Lesson 3 “There is no Escaping Risk.”

Many believe that keeping cash in the bank is the safest option. But in reality, inflation erodes its value over time.

Buying a Home in Autumn: What You Need to Know

If you're thinking of buying a property, autumn offers the perfect mix of opportunity, choice, and negotiation power.

Lesson 2 “The market rewards in time, not timing.”

After last week’s lesson on the concept that time is your friend, we move to discuss John Bogle’s take on timing Reading over this valuable lesson, I’m reminded on the old Chinese proverb on timing – “the best time to plant a tree was 20 years ago – the second best time is now” Don’t wallow in regret – move on and take action now to avoid another 20 years of regret My advice – don’t dwell on proverbs and catchy phrases just make a move – any move – which has to be better than sitting idle!

Lesson 1 - Time is your friend; impulse is your enemy.

When it comes to investing—whether in stocks or real estate—one principle remains constant: long-term thinking beats short-term reactions. The legendary John Bogle, founder of Vanguard and a pioneer of index investing, made several statements about the stock market that apply just as powerfully to property investment. In the next few weeks I’ll share some valuable insights by John Bogle and how they are just as relevant to property as they are to the stock market

Why Autumn is a Smart Time to Sell Your Home

As the seasons change and the summer heat fades, autumn presents a golden opportunity for homeowners thinking of selling.

Saving Thousands Over 20 Years

Why the Long-Term Impact Matters The recent 0.25% interest rate cut by the Reserve Bank of Australia (RBA) has sparked plenty of discussions, particularly around how much of a difference it really makes. While a $90 to $110 monthly saving might seem small, the long-term effect over 20 years can be substantial.

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