What Could 2026 Hold for the Property Market?
Looking ahead to 2026, most signs point to a property market that continues to move forward—but at a more measured pace. After several years of strong price growth, the next phase is expected to be steadier rather than explosive. That doesn’t mean values are heading backwards; it simply means the market is maturing. Property prices are generally expected to continue rising, though more slowly than in recent years. The main reason is simple: demand for housing remains strong, while the supply of homes contin
What About Interest Rates?
Interest rates remain the biggest variable. While rates have come off recent highs, the expectation for 2026 is not for rapid or dramatic cuts. Instead, rates are more likely to remain stable for a period, with the possibility of small adjustments depending on how the broader economy performs.
For buyers, this means borrowing costs are unlikely to suddenly become much cheaper, but they’re also unlikely to spike sharply in the short term. For sellers, stable rates tend to support buyer confidence, which helps keep demand consistent.
What This Means in Practice
For buyers, 2026 is likely to remain competitive, particularly for well-priced homes in popular locations. Waiting for major price falls or big rate cuts may mean sitting on the sidelines longer than expected.
For sellers, the market is expected to reward realistic pricing and strong presentation. While price growth may slow, demand for quality homes should remain solid.
The Takeaway
2026 is shaping up as a year of balance rather than boom or bust. The fundamentals supporting property values remain in place, and both buyers and sellers who plan carefully and focus on long-term outcomes should find opportunities in the year ahead.